Family enjoys dinner and laughter around the kitchen table.

Mortgage Refinance

Welcome home, again!

ready to refinance? 

You may not be in the market for a new home anytime soon, how about a new low-interest rate? Refinancing at a lower rate can save you hundreds of dollars a month and potentially thousands of dollars over the life of a standard 30-year home loan.

  • Low 10-year Fixed Rate
  • Easy, streamlined process
  • $495 Fixed Closing Cost Option1
  • Experienced top mortgage lenders
There are several reasons why mortgage refinancing might be useful, and to get the best advice we encourage you to discuss it with one of our Mortgage Specialists at 734-676-7000.

  • Secure a lower rate: If today's interest rates are lower than your current rate, you may be able to save money by refinancing into a lower rate. Also, the lower rate can help build equity faster while reducing your monthly payment.

  • Shorten the loan term: You may be able to get a significantly shorter term without much effect on your monthly payment.

  • Converting from adjustable to fixed rate: Although ARMs start with lower rates, adjustments over time can raise your rate above the current fixed rate. At that point, refinancing to convert into a fixed rate may make sense.

  • Consolidating debt or financing a purchase: Refinancing can help you access equity in your home to pay for a major expense or to pay off other debts that carry higher interest rates.

Not sure if you're ready to refinance, but still want more information? Contact our Mortgage Specialists at 734-676-7000 or mortgages@myaocu.com


a picture of Becky Seal
 
Becky McNally
Mortgage Sales Coordinator
734-512-8107
bmcnally@myaocu.com
NMLS ID: 1194217
picture of Ken Sigler - Mortgage Sales Coordinator
Ken Sigler
Mortgage Sales Coordinator
616-466-0099
ksigler@myaocu.com(Opens in a new Window)
NMLS ID: 162200





































1Advantage One Credit Union will pay your closing costs including but not limited to: lender’s title insurance, title services, appraisal, tax service, credit report, flood certification, and recording fees minus $495.00 paid by the borrower. All loans subject to approval. Rates, terms, and conditions are subject to change. Closing fees are estimated based on the information you have provided and may be subject to change. Taxes and insurance premiums are not included in the payment. The actual payment obligation may be greater.

All loans are subject to approval. Rates, terms, and conditions are subject to change. Credit Union membership is required or must be established. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. Neighborhood Mortgage Solutions is a Credit Union Service Organization (CUSO) providing mortgage services as our partner. 
 
If you would like more information about NMLS (Nationwide Mortgage Licensing System & Registry) or would like to look up the NMLS ID for one of our mortgage loan originators, please go to the Nationwide Mortgage Licensing System & Registry website at: www.nmlsconsumeraccess.org
 
 
NMLS #191693 | NMLS #408587