Helping you reach your financial goals
Advantage One can help you achieve your saving goals.
Primary Savings
- Open this account to establish Advantage One membership
- Earn dividends with $50 minimum average daily balance
- Enjoy special member discounts
- Manage your account online and via mobile device
- More Details
IRA Savings
- Manage your long-term savings for retirement
- Open with a minimum of $25
- Earn dividends with $50 minimum average daily balance
- Start early to allow your savings to grow
- Learn More
Health Savings Account (HSA)
- Save for medical expenses not covered by your insurance
- Open an HSA if you have a High-Deductible Health Plan (HDHP)
- Easy access to money when you need it
- Funds you don't use get rolled over every year
- HSA Details
Coverdell Education Savings Account
- Start saving for the costs of higher education
- Ideal for parents and grandparents
- Use the funds for qualified education expenses
- Money is available once students turn 18
- Coverdell Details
At these rates, you can save for the future
Whether you're saving for a rainy day, future education expenses, health care or anything else, Advantage One's savings account options put you in control.
Ready to join Advantage One for a better experience? This account gets the ball rolling. Once you open it, you can apply for all of the loans, mortgages, checking and savings accounts we offer, plus our services, resources and special member discounts. This account offers a competitive rate and allows you to manage your account easily through our digital banking services.
- Open with a $5 minimum deposit and start earning dividends with a $50 minimum average daily balance
- Open multiple savings accounts to help you reach specific goals or to create an emergency fund
- You're eligible for a free annual credit review
- Includes AD&D Insurance at no cost to you
- Federally Insured by the NCUA
- View our rates
With the cost of education ever-increasing, you can get ahead of the curve for your child or grandchild by opening a Coverdell Savings Account. Use the funds to cover qualified expenses for any grade level from elementary school to college.
- Open the account before your child/grandchild is 18 years old (account can be opened any time for a special needs beneficiary)
- Grow the savings with regular transfers and deposits of any amount
- Make sure your child/grandchild is enrolled in an eligible educational institution in order to use these funds
- Our knowledgeable Financial Services Partners will walk you through all the details in one of our convenient branch locations
- View our rates
When dealing with a health issue, worrying about how to pay for medical care can compound the problem. An HSA allows you to build up savings to be used specifically for medical expenses your health insurance doesn't cover. You're eligible to open an HSA if you're currently enrolled in a High-Deductible Health Plan (HDHP). It can be an antidote for the continually rising costs of health care.
- Easy access to funds for qualifying health care expenses
- Unused funds roll over every year, so you never lose what you've built up
- Keep growing your account with direct deposit from your paycheck and easy online transfers
- Our knowledgeable Financial Services Partners are here to explain all the details and advantages of an HSA
- View our rates
Saving for your future retirement is possible with Advantage One. Earn dividends on your hard earned money and save on your terms with our IRA Savings accounts. IRA Savings make a nice addition to your retirement portfolio, offering both predictable returns and potential tax advantages (please consult a tax advisor for additional tax information).
- Choose from Traditional or Roth IRA Savings
- Manage your long-term savings at an budget level
- Minimum deposit of $25 with flexible contribution amounts
- Dividends are paid and compounded quarterly with an average daily balance of $50 or more
- Traditional IRAs may offer an annual tax deduction
- With Roth IRAs, investments grow tax-free and withdrawals are tax-free
- Learn more about IRAs with our FAQs
- Open and manage your IRA Online
- View our rates
Advantage One CU is a credit union serving members in southeastern Michigan.
